{"id":1696,"date":"2022-03-21T19:13:48","date_gmt":"2022-03-21T19:13:48","guid":{"rendered":"https:\/\/www.empremedia.pt\/?p=1696"},"modified":"2023-05-18T14:27:28","modified_gmt":"2023-05-18T14:27:28","slug":"relatorio-do-forum-economico-mundial-destaca-os-principais-riscos-para-a-proxima-decada-2-2-2","status":"publish","type":"post","link":"https:\/\/www.empremedia.pt\/?p=1696","title":{"rendered":"Seguro Autom\u00f3vel &#8211; Actualiza\u00e7\u00e3o Capital M\u00ednimo Obrigat\u00f3rio em 01 Junho 2022"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"imageframe-align-center\"><span class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img loading=\"lazy\" src=\"https:\/\/www.empremedia.pt\/wp-content\/uploads\/2022\/03\/Noticia_Carros_21_Marco_2022-1-min-scaled.jpg\" width=\"2560\" height=\"1498\" alt=\"\" title=\"Noticia_Carros_21_Marco_2022-(1)-min\" class=\"img-responsive wp-image-1697\" srcset=\"https:\/\/www.empremedia.pt\/wp-content\/uploads\/2022\/03\/Noticia_Carros_21_Marco_2022-1-min-200x117.jpg 200w, https:\/\/www.empremedia.pt\/wp-content\/uploads\/2022\/03\/Noticia_Carros_21_Marco_2022-1-min-400x234.jpg 400w, https:\/\/www.empremedia.pt\/wp-content\/uploads\/2022\/03\/Noticia_Carros_21_Marco_2022-1-min-600x351.jpg 600w, https:\/\/www.empremedia.pt\/wp-content\/uploads\/2022\/03\/Noticia_Carros_21_Marco_2022-1-min-800x468.jpg 800w, https:\/\/www.empremedia.pt\/wp-content\/uploads\/2022\/03\/Noticia_Carros_21_Marco_2022-1-min-1200x702.jpg 1200w, https:\/\/www.empremedia.pt\/wp-content\/uploads\/2022\/03\/Noticia_Carros_21_Marco_2022-1-min-scaled.jpg 2560w\" sizes=\"(max-width: 800px) 100vw, 2560px\" \/><\/span><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-top:;margin-bottom:30px;\"><\/div><div class=\"fusion-text\"><p>Na sequ\u00eancia da publica\u00e7\u00e3o da&nbsp;<a href=\"https:\/\/www.asf.com.pt\/Biblioteca\/Catalogo\/winlibimg.aspx?skey=5272A85C165E41F98FABFAF7C9334839&amp;doc=31274&amp;img=12795\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/www.asf.com.pt\/Biblioteca\/Catalogo\/winlibimg.aspx?skey%3D5272A85C165E41F98FABFAF7C9334839%26doc%3D31274%26img%3D12795&amp;source=gmail&amp;ust=1647962415780000&amp;usg=AOvVaw0TGUJUD67NxJGD0spYyzTs\">Circular n.\u00ba 2\/2022<\/a>, de 15 de Mar\u00e7o, da Autoridade de Supervis\u00e3o de Seguros e Fundos de Pens\u00f5es (ASF), em conjuga\u00e7\u00e3o com a&nbsp;<a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/PT\/TXT\/PDF\/?uri=CELEX:52021XC1019(01)&amp;from=PT\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/eur-lex.europa.eu\/legal-content\/PT\/TXT\/PDF\/?uri%3DCELEX:52021XC1019(01)%26from%3DPT&amp;source=gmail&amp;ust=1647962415780000&amp;usg=AOvVaw0QPJTp9pTq-ZXghsxrZoCP\">Comunica\u00e7\u00e3o da Comiss\u00e3o Europeia n.\u00ba 2021\/C 423\/11<\/a>, o \u00f3rg\u00e3o de supervis\u00e3o esclarece que,&nbsp;<b>com efeitos reportados a 1 de Junho de 2022, o capital m\u00ednimo do seguro obrigat\u00f3rio de responsabilidade civil autom\u00f3vel \u00e9 de \u20ac 6.450.000 (\u20ac 6.070.000, anteriormente e at\u00e9 \u00e0quela data) por acidente para os danos corporais e de \u20ac 1.300.000 (\u20ac 1.220.000, anteriormente e at\u00e9 \u00e0quela data) por acidente para os danos materiais.<\/b><\/p>\n<p>Nos termos do artigo 9.\u00ba, n.\u00ba 1, da Diretiva (UE) 2009\/103\/CE do Parlamento Europeu e do Conselho, de 15 de setembro de 2009, na reda\u00e7\u00e3o dada pela&nbsp;<a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/PT\/TXT\/PDF\/?uri=CELEX:32021L2118&amp;from=PT\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/eur-lex.europa.eu\/legal-content\/PT\/TXT\/PDF\/?uri%3DCELEX:32021L2118%26from%3DPT&amp;source=gmail&amp;ust=1647962415780000&amp;usg=AOvVaw38_rDIoLE9UzzE2LaFghOu\">Diretiva (UE) 2021\/2118<\/a>&nbsp;do Parlamento Europeu e do Conselho, de 24 de Novembro de 2021, relativa ao seguro de responsabilidade civil que resulta da circula\u00e7\u00e3o de ve\u00edculos autom\u00f3veis e \u00e0 fiscaliza\u00e7\u00e3o do cumprimento da obriga\u00e7\u00e3o de segurar esta responsabilidade, sem preju\u00edzo de montantes de garantia superiores eventualmente estabelecidos pelos Estados-Membros, cada Estado-Membro deve exigir que o seguro seja obrigat\u00f3rio no que se refere aos seguintes montantes m\u00ednimos:<\/p>\n<ul>\n<li>Relativamente a danos pessoais: \u20ac 6.450,000 por sinistro, independentemente do n\u00famero de pessoas lesadas, ou \u20ac 1.300.000 por pessoa lesada;<\/li>\n<li>Relativamente a danos materiais, \u20ac 1.300.000 por sinistro, independentemente do n\u00famero de pessoas lesadas.<\/li>\n<\/ul>\n<p>Mais esclarece a ASF que as seguradoras autorizadas \u00e0 explora\u00e7\u00e3o em Portugal do ramo \u201cResponsabilidade civil de ve\u00edculos terrestres motorizados\u201d devem reflectir na cobertura dos contratos de seguro obrigat\u00f3rio autom\u00f3vel a actualiza\u00e7\u00e3o supra referida a partir de 1 de Junho de 2022, bem como proceder \u00e0 informa\u00e7\u00e3o devida aos tomadores de seguro, quer a t\u00edtulo pr\u00e9-contratual, quer na vig\u00eancia do contrato.<\/p>\n<p><span style=\"color: initial; font-size: revert;\"><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":1704,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[22,12],"tags":[],"_links":{"self":[{"href":"https:\/\/www.empremedia.pt\/index.php?rest_route=\/wp\/v2\/posts\/1696"}],"collection":[{"href":"https:\/\/www.empremedia.pt\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.empremedia.pt\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.empremedia.pt\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.empremedia.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1696"}],"version-history":[{"count":6,"href":"https:\/\/www.empremedia.pt\/index.php?rest_route=\/wp\/v2\/posts\/1696\/revisions"}],"predecessor-version":[{"id":1703,"href":"https:\/\/www.empremedia.pt\/index.php?rest_route=\/wp\/v2\/posts\/1696\/revisions\/1703"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.empremedia.pt\/index.php?rest_route=\/wp\/v2\/media\/1704"}],"wp:attachment":[{"href":"https:\/\/www.empremedia.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1696"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.empremedia.pt\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1696"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.empremedia.pt\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1696"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}